About Foundation Content

Foundation Message

Augustine, fourth century Bishop and philosopher, when speaking of love stated:

“What does love look like? It has the hands to help others. It has the feet to hasten to the poor and the needy. It has the eyes to see misery and want. It has the ears to hear the sighs and sorrows of men and women.”

At Lutheran Homes Society, God works through us to show the love and compassion needed in abundance by our residents. As staff, board members, volunteers and donors, we are the hands, feet, eyes and ears used by God to help those in need.

Dan God is working through our hands with “Dan,” who came to Lutheran Homes Society with great hesitation. He only agreed to enter a care facility because his family gave up his apartment during a lengthy hospital stay, and he had nowhere else to go. His son and daughter left him alone with no support. He found himself lonely, depressed, and emotionally and physically weak. He was frustrated by the amount of care he required each day. At an LHS long-term care facility, his life has changed dramatically. After weeks of therapy, Dan continues to recover and hopes to find a home soon.

MichelleGod is working through our hands with “Michelle,” as well. When she was placed in the LHS Family & Youth program, she was self-abusive and aggressive. She continually challenged authority. Staff patiently worked with Michelle. After many months of diligent and consistent care, negative behaviors decreased. Michelle earned her high school diploma and continues in LHS care as she matures into adulthood.

On behalf of Dan, Michelle and all residents whose lives, bodies and spirits are broken and who need to feel love and care at this time and place, thank you. May your generosity, love and compassion, along with that of others, bring them the peace of the Lord. We thank you for your gifts to Lutheran Homes Society – gifts that allow excellent and compassionate care for Dan, Michelle and all of our residents.

Please consider a first-time or continued gift to Lutheran Homes Society Foundation. You may designate your gift to a particular ministry or to the LHS General Fund. One hundred percent of your donation will be directed to the designated ministry.

Thank you for your participation in the mission and ministry of Lutheran Homes Society.

Sincerely,
Kathleen B. Lemmerbrock
LHS Foundation
Executive Director

 Donate Now Content

Donate Now

Youth

Give a gift, give compassion

Your gift to LHS will help the many individuals, young and elderly, with the critical care and services they need to feel the touch of compassion in their lives.

To Donate Online:

Please consider giving a tax-deductible charitable gift to Lutheran Homes Society through our secure, third-party online site here.

To Donate by Mail:

Download our Giving to Lutheran Homes Society form here.

Older Adult

Make checks payable to LHS Foundation and mail to:
LHS Foundation
2021 N. McCord Road
Toledo, OH 43615

To Donate by Phone:

Call 419-861-4965
Monday - Friday (8:30 a.m. to 4:30 p.m.)

 Charitable Opportunties

Charitable Care

Stories of Care

“How does God’s love abide in anyone who has the world’s goods and sees a brother or sister in need and yet refuses to help?” 1 John 3:17

The following are “Stories of Care”* from the ministries of Lutheran Homes Society.

LHS Family & Youth Services

Angry Youth

Many of the children and young adults who come into the Family & Youth program have difficulty processing and controlling anger. As one therapist stated, “Anger leads to brokenness on the inside and out.” Sometimes, children and youth are so frustrated they cry, hit and/or scream. During these times of extreme frustration and rage, often, the youth will throw items, break items, and destroy personal possessions that belong to them or someone else.

After these angry outbursts, staff members help the children and youth to accept responsibility for their actions. Staff members talk with, instruct and ultimately hold the children and youth responsible for the things they destroy. “Mary,” “Mark,” and “Trina” performed extra chores to reduce or pay off the cost of what they had broken. During the performance of these chores, their brokenness turned into recognition of what they had done and what they were trying to do to make up for their behavior.

Staff and peers recognized their growth. The young adults recognized the positive result of their destructive actions.

LHS Housing & Community Services

“Bob” fell and broke his dentures into several pieces. To have his dentures replaced, it was going to result in a large medical bill that he could not afford. However, it was a service that he needed. He mentioned this to a Service Coordinator at the LHS housing facility where he lived, and the Service Coordinator was able to help with the financial burden of replacing his dentures through the LHS Resident Assistance Fund. Specific donations to this special fund are to be used by residents for unexpected major expenses. The fund provided Bob with the financial relief that enabled him to avoid choosing between dentures and other living necessities.

“Georgia” requested her LHS Service Coordinator’s assistance with food stamp benefits, from the Supplemental Nutritional Assistance Program (SNAP). Georgia said that she had been relying on her children to help her buy food because she hadn’t received her benefits card. Georgia did not want to rely on her children to assist her any further with her grocery expenses, since they had their own expenses. The Service Coordinator was able to contact the local Department of Job and Family Services and inquire about the status of Georgia’s application and benefits card. LHS worked through the maze of application requirements and was able to have Georgia’s benefits begin within the week.

The LHS Annual Fund assists in funding the charitable needs of individuals such as Bob and Georgia.

LHS Nursing Care Ministries

Jane “Jane” went to an area hospital after neighbors reported that she was locked out of her house and sitting on the front porch. The hospital referred Jane to an LHS skilled nursing facility through Adult Protective Services (APS), the social service agency responsible for investigating abuse, neglect and exploitation of adults. Jane became a client of APS, primarily due to neglect at home by family members. She stills remains in the LHS skilled nursing facility.

In Matthew 25:40, Jesus said, …whatever you did for one of the least of these brothers and sisters of mine, you did it for me. “Jim” would qualify as one of the “least of these brothers.” He came to an LHS skilled nursing facility suffering from a physically devastating medical condition. Jim was unable to speak or feed himself, and was barely able to make his needs known. He would never be rehabilitated and sent home; the LHS skilled nursing facility became his home. Over the course of 15 years, the staff became very close to Jim. They loved and cared for him and provided the best quality of life possible. JimIt was this compassionate care and love that kept Jim comfortable and peaceful for many years. Jim went home to be with the Lord, and, because Jim was truly one of the “least,” the staff at the facility was blessed to serve the Lord through Jim.

“Martha” was admitted to an LHS skilled nursing facility because she had no home or financial resources. She also suffered from a severe foot ulcer that resulted in Martha almost losing her leg. With the skilled nursing staff’s care, Martha was able to return to health, is now able to walk, and will be moving into a new apartment. Once discharged, Martha will work with the LHS Care Transitions program to coordinate community services.

Because of God’s Grace…

…and the generosity of our donors, the staff of Lutheran Homes Society lives the mission of LHS: “…to do what lies within our power to share burdens that weigh upon the young and the old and to alleviate sorrow and misery in His name.” With this mission in mind, staff members are able to bring the healing touch of hope and life to the recipients mentioned in these stories of care, as well as to the hundreds of others whom they serve faithfully and diligently.

God has called LHS to provide oversight of this mission. It is a challenging call, requiring responsibility, insight, care, vigilance, hope, and resources. As we respond to that call, a variety of resources are needed to continue the vital physical, emotional, and spiritual assistance to the many residents of LHS ministries. The LHS Foundation exists to provide the financial resources needed by all of the Lutheran Homes Society ministries.

We ask that you consider being a part of the ministries of LHS through your donations. Thank you!

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*Although pseudonyms are used in the above ministry stories, LHS follows HIPAA guidelines and has either obtained permission from our residents, patients, or clients, or have sufficiently concealed their identity, thereby enabling LHS to use their stories of God’s grace.

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Cost of Charitable Care

“As for the rich in the present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share.” 1 Timothy 6:17, 18

LHS Charitable Care Costs

Charitable care refers to the cost of caring for those residents who have few or no resources. Today, over 12% of the 65+ population in Lucas County live in poverty. This is higher than the national rate of 9.7%.

Medicaid is the health insurance program for these individuals and families with low incomes and limited financial resources. It is funded jointly by the state and federal governments and is managed by the states.

Lutheran Homes Society skilled nursing facilities depend on Medicaid, Medicare and private insurance companies to reimburse for the cost of services. On average, 55% of skilled nursing beds in LHS facilities are occupied by Medicaid recipients. Under the current rates, Medicaid reimbursements to LHS for skilled nursing beds in LHS facilities average $174 each day for each resident, while costs for each Medicaid resident each day average $220. The difference in the Medicaid reimbursement and the LHS actual cost for each resident is approximately $46 per day.

As a result, this $46 per day for each Medicaid-reimbursed resident must be covered by LHS. Given the number of Medicaid beds in each skilled nursing facility, the charitable care provided by LHS is substantial. The need for charitable services will increase as nationally the 3.5 million population of the over-65 age group will grow to 9.5 billion by 2030. Your donation will help others receive the care they so desperately need.

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Given the current and projected needs to assist individuals with limited resources cover the costs of health care and skilled nursing care, Lutheran Homes Society has worked hard to expand services that allow the neediest to be served, as well as to fill in the gaps where no services exist in northwest Ohio and southeast Michigan.

Accordingly, LHS has delivered direct and community benefit charitable care to residents in those service areas. For 2011, the direct and community benefit charitable care totaled over $4.1 million; in 2012 direct charitable care costs increased substantially from nearly $300,000 to nearly $900,000. Total charitable care in 2012 equaled nearly $5 million. Community benefit charitable care includes costs associated with medical education and prevention services, wellness programs, and community-based medical services.

LHS Charitable Care
Year Direct Community Benefit TOTAL
2011 $286,906 $3.8 million $ 4.1 million
2012 $894,226 $4 million $4.89 million
Lutheran Home at NapoleonLutheran Memorial Home

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Responding to the Need

“We are put on this earth, as scripture tells us, not to leave things the way they are, but to transform lives so these lives bear the mark of our concern and love.” Erich Fromme

LHS Response to the Need for Charitable Care

In March 2005, the Lutheran Homes Society Board of Directors adopted the Benevolent Care Policy, which affirms the commitment of LHS to this care and outlines the basis upon which LHS delivers benevolent (charitable) care. From its inception, the LHS commitment to provide charitable care to its residents in need has been paramount.

Lutheran Homes Society works to take full advantage of the benefits from governmental resources to provide skilled nursing care to residents of limited means, while being aware that such reimbursements fall short of the need; thus, the need for charitable care.

Services are never denied to a resident because of the inability to pay for those services; nor is there a distinction in the level of care between private pay, Medicaid, or Medicare recipients. All residents are delivered the same level of care.

LHS Affordable Housing Ministry

Recognizing that the necessity of charging residents to live in independent living facilities may place entering such a facility beyond the means of some, Lutheran Homes Society strives to continue to expand its affordable housing ministry to make quality living with service coordination services available to those with fixed and limited incomes.

In northwest Ohio and southeast Michigan, LHS provides a total of 696 independent housing apartments with 436 of those units available as HUD subsidized housing to limited-income seniors age 62 and over with limited incomes.

In addition to providing affordable housing to those who could otherwise not afford it, LHS also provides service coordination in its housing communities to ensure seniors are able to access local community-based services. These services allow residents to remain independent longer, avoiding premature admission to more costly skilled nursing facilities.

LHS Responds with Compassionate Care

For over 150 years, Lutheran Homes Society has met the needs of care recipients in the northwest Ohio and southeast Michigan areas. As followers of Christ, we are called to meet the needs of those who need to feel the healing touch of LHS ministries. Those like:

Millie

“Millie” from an LHS independent living housing facility who stated, “If I didn’t live here, I would have never known that I was eligible for extra help with my prescription costs.”

EmmaOr, “Emma” from another LHS independent living housing facility, who said, “I appreciate Lutheran Homes Society providing me a place with affordable housing and saving me money that I don’t have. I could not afford this housing without help. I am on a fixed income and now can afford retirement living.”

Donations will help with this care in the following ways:

  • $15 each month provides non-perishable food items to an LHS independent living resident.
  • $50 will cover the cost difference between the Medicaid-reimbursed cost for one bed in a skilled nursing facility versus the actual cost to LHS.
  • $75 will pay for an over-bed table for a skilled nursing care resident.
  • $75 will pay for a walker for a skilled nursing care resident.
  • $150 will pay for social service intervention to maintain medical benefits for one independent living resident.
  • $300 will pay for a bariatric wheel chair for a skilled nursing care resident.

The needs continue for charitable and subsidized care. The need for donors increases as well. Donors who are interested in assisting to meet the charitable needs of residents, may give to the LHS Annual Fund. The fund’s primary purpose is to subsidize charitable care and services delivered by LHS ministries that are not covered by reimbursement and were not budgeted for the applicable calendar year.

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 Giving Opportunities

Giving Opportunities

“Each of you must give as you have made up your mind, not reluctantly or under compulsion, for God loves a cheerful giver. And God is able to provide you with every blessing in abundance, so that … you may share abundantly in every good work.” 2 Corinthians 9: 7, 8

Why I Give

Every donor has a story that tells why they give to Lutheran Homes Society. We would like to share these stories of donors whose lives were touched by the ministries of LHS and who believe strongly in the continued mission and ministry of Lutheran Homes Society.

Stories of Giving

I give because I believe in the mission of Lutheran Homes Society. Lutheran Homes is performing their ministry as an arm of the Gospel and is not just a social service agency. The [Lutheran Homes] Society is there when people need them, just as Jesus told us to do.”
Donor - Doors Open

Enclosed you will find a check that is from my brother’s trust. He passed away in 2009 and wanted to donate to Lutheran Homes Society. I am a donor as well. My brother and I were forever grateful for the services provided by the Lutheran Orphans’ Home on Seaman Street.

“In 1936, our father died unexpectedly and left our mother with three children. With no funds and having gone through the Depression, in order to keep her family together, she put us in the orphanage. My older brother, my younger sister and myself were there for approximately four years until my mother was able to bring the family back together.

“I am the last remaining sibling and each one of us has always expressed a great appreciation for the Lutheran Orphans’ Home that gave us a feeling of belonging when we felt like we didn’t belong. Please take this sum and provide help to someone else in need.”

I would like to give you this donation for the Lutheran Homes Family & Youth Program. My daughter, Ann, came to Family & Youth and was in a group home. I want to thank you for all the help that you have given her. The staff always took care of her and made her feel better about herself. She has had a hard time with that through her life. Ann is happy now. Ann will always need extra help, but she has learned many things that will help her through life. Thank you all at Family & Youth.”
“I feel an obligation to give back to Lutheran Homes after all the wonderful care I received. They gave me my life back. I didn’t think I would ever be independent again after my surgery. The nursing staff made sure my tremendous pain from my surgery was controlled, so that I was able to do therapy. The chaplain visited me and took care of my spiritual care, too. The staff truly cared about me and my recovery. I recovered much quicker than I or my doctors thought I would, and I was able to go home early. Thank you again.”

*Although pseudonyms are used in the above ministry stories, LHS follows HIPAA guidelines and has either obtained permission from our residents, patients, or clients, or have sufficiently concealed their identity, thereby enabling LHS to use their stories of God’s grace.

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How Can I Give?

How Do I Give to Lutheran Homes Society?

For over 150 years, Lutheran Homes Society has met the needs of youth and older adults in northwest Ohio and southeast Michigan. This takes place through the generous donations of some 2,500 donors, who generously share their resources for the advancement of God’s mission through LHS ministries.

We ask that you consider joining our current donors to ensure the continuing legacy of care that Lutheran Homes Society represents to all of our care recipients and their families.

The following information outlines ways that you may donate to the ministries of Lutheran Homes Society. Your involvement in these ministries through your donations is important. As an LHS donor, you become a part of the LHS ministries assisting older adults and youth to overcome life’s obstacles through outstanding care and services.

It is through God’s grace and donors such as you, that LHS is able to honor its commitment to the residents we serve.

Your gift may be made in the following ways:

  • Immediate Outright Gifts:

    • Direct Cash Gift:

      A gift of cash, check or money order made out to LHS Foundation can be donated for the immediate needs of LHS ministries. You may designate to the following ministries:

      • LHS Annual Fund (Charitable Care — distributed to all ministries)
      • LHS General Fund (Where Most Needed as determined by LHS Board)
      • LHS Family & Youth
      • LHS at Toledo
      • LHS Housing & Community Services
      • LHS at Napoleon
      • LHS at Wolf Creek
      • LHS at Sandusky

      You may also designate your donation to a specific Special Fund held by the Foundation. You may find those funds outlined in What Funds Can I Give To?

    • Honorarium or Memorial Gifts:

      Gifts can be donated to honor or memorialize a family member, friend or other loved one. A gift can also be made to recognize a birthday, anniversary, graduation, a birth, marriage or any other event you would like to honor.

    • Lighting the Way Monthly Giving Program:

      Lighting the WayIf a one-time large gift is not possible, this program enables you to give to Lutheran Homes Society in a more convenient manner. Each month a donation can be sent to the LHS Foundation through a credit card transaction, or gifts may be electronically transferred from a checking or savings account. You may designate your gift to go to one or more of the ministries outlined in the Direct Cash Section of this page. Click on the DONATE NOW link above to arrange for monthly gifts to LHS.

    • LHS Employee Payroll Deduction Program:

      If you are an employee of Lutheran Homes Society, you may choose to donate to LHS through a payroll deduction. At each payroll, the amount designated will be deducted from your check. You may designate your gift to one or more LHS ministries. Click on PAYROLL GIVING for the information needed to enroll. Send or email this form to Anne Biel at ABiel@LHSOH.org. You may also contact Anne Biel at (419) 861-4965 for the enrollment form. Employees are in no way obligated to participate; they are simply asked to consider giving.

      Payroll Giving
    • Corporate Matching Gifts:

      There are some organizations who will match the gifts of their employees. Please contact your designated corporate representative to inquire about this program.

    • Thrivent Financial for Lutherans Choice Dollars:

      Eligible Thrivent members are designated Choice Dollars, based on insurance premiums, contact values and Thrivent Financial volunteer leadership. Choice Dollars can be directed to nonprofit organizations, including Lutheran Homes Society. For eligibility requirements, go to Thrivent Financial for Lutherans.

    • Gifts in Kind:

      These gifts can provide necessary items that would otherwise be purchased from operational budgets. These items may include personal property, collectibles, books, artwork, furniture, nursing equipment, walkers, personal care items, televisions, and the like.

      Please contact the ministry to which you would like to donate the items. That ministry representative will advise whether the items are needed. Should you need further information regarding an item you would like to donate, you may contact Anne Biel at (419) 861-4965 or ABiel@LHSOH.org.

    • Electronic Transfer:

      Gifts of securities including stocks, bonds and mutual funds may be made electronically. You may download complete gifting instructions for you and your financial advisors by linking to the following items:

    Administrative Costs Associated with Donations

    The Foundation covers all of the administrative costs associated with giving. Therefore, 100% of all donations are directed to the ministry that you designate. You may designate more than one ministry by indicating the amount you would like designated for each ministry.

    Donation Contact

    All checks or money orders should be made payable to LHS Foundation. The donation will then be directed to the ministry you designate. You may either send the donation to LHS Foundation, 2021 N. McCord Rd., Toledo, OH 43615-3030 or click on DONATE NOW to give electronically.

    If you need donation envelopes or have any questions regarding donations, please contact Anne Biel, LHS Foundation and Development Administrative Assistant, at 419-861- 4965 or ABiel@LHSOH.org.

  • Planned Giving Gifts:

    The Patterson’s Case Study*

    The Patterons

    Robert and Regina Patterson, both age 72, have owned and operated a farm in Ohio for over 45 years. Robert and Regina have built a comfortable lifestyle through hard work, investments and land purchases. They would like to retire and want to sell a 40-acre parcel of land to the farmer who currently rents the parcel. The Pattersons purchased this property 15 years ago for $70,000. Today, that property is valued at $280,000.

    If the Pattersons sell the property outright, they would owe $31,500 in federal capital gains tax. Using a Charitable Remainder Trust (CRT) which defers taxes on the sale of land, the Pattersons may sell the property, avoid paying capital gains tax, and make a gift to Lutheran Homes Society.

    To achieve the Patterson’s goals of supplementing their retirement income and providing an inheritance to their children, they may create a Charitable Remainder Trust (CRT), name the Lutheran Homes Society as the trustee, and transfer the chosen parcel of land to the CRT. They would name themselves as lifetime income beneficiaries of the CRT and list Lutheran Homes Society as the charitable remainder beneficiary. After the CRT sells the property, it would invest the proceeds in a portfolio of stocks and bonds to facilitate distributions to the Pattersons.

    Once the property is sold, the Pattersons would receive an immediate $115,514 income tax deduction, and as the CRT’s income beneficiaries, they would begin receiving a variable lifetime cash flow that begins after the land is sold. If they choose, the Pattersons may, during each of the next 10 years, use part of their cash income to pay the premiums on a life insurance policy held by an Irrevocable Life Insurance Trust (ILIT). The ILIT is established so that, after the Pattersons’ deaths, their children or specified beneficiaries will receive an inheritance of $280,000 that will not be subject to estate tax.

    By using these planned giving tools, the Pattersons will be able to provide supplemental retirement income, while leaving their beneficiaries an inheritance and provide a donation to Lutheran Homes Society.

    *This story is hypothetical for educational purposes only. This situation and return numbers do not represent any actual donor or investments. Actual results of a CRT and ILIT may vary. Please consult with legal and tax counsel about the suitability of any planned giving option.

    Planned Giving Options

    Gift planning is creating a legacy for you and your family members. Determining which gift is right for you is just as important as making the gift. There are many options from which to choose. The correct gift plan for you balances what you wish to accomplish for yourself, your family, and your charitable interests in your overall estate and financial plans. The Planned Giving Guide below can serve as a resource to make a meaningful charitable gift while enhancing your, and your family’s, future well-being.

    Planned Giving Guide

    Giving to Lutheran Homes Society can take many forms. The LHS Foundation encourages donors to explore ways that are the best for their situation. Options available through planned giving offer alternatives that often benefit both the donor and LHS. Listed in this table are options for prospective donors. Before making any final decision, please consult with your professional financial advisor. Should you have any questions about the information listed in the planned giving guide or other gifting methods, please contact Kathleen Lemmerbrock at (419) 861-4964 or KLemmerbrock@LHSOH.org. This is not a comprehensive listing of all planned giving options. The options listed in the table are common planned giving methods many donors use.

    View the Planned Giving Guide

    Planned Giving Guide

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    Gifts You Can Make Now
    Goal of Donor Type of Gift How to Give Benefits to Donor
    Make an immediate gift Securities Transfer stock or mutual funds to LHS Foundation. Donor avoids capital gains taxes and receives an income tax deduction.
    Avoid capital gains taxes on the sale of home or other real estate. Real Estate1 Donate property to LHS Foundation. Immediate income tax deduction and avoidance of capital gains tax.
    Make a significant gift with little cost to you. Life Insurance Designate LHS as your beneficiary. Future gift to LHS.
    Give your personal residence or farm, but continue to live there. Retained Life Estate1 Designate the ownership of personal property to LHS but retain occupancy. Charitable income tax deduction and lifetime use of your home.
    Gifts You Can Defer
    Goal of Donor Type of Gift How to Give Benefits to Donor
    Defer a gift until after your lifetime. Bequest in Will A bequest can be a specific amount or asset, or a percentage of your estate. A residual bequest assigns the amount left in the estate after all other distributions have been made. Your estate receives a tax deduction. LHS receives your gift when the estate is settled.
    Make a deferred gift, maintain access to assets, avoid probate. Living Trust Place assets into a trust; retain control during lifetime. LHS Foundation becomes trustee upon your death and makes distributions according to your wishes. Privacy, flexibility, control of trust for lifetime and possible estate tax savings.
    Life Income Arrangements
    Goal of Donor Type of Gift How to Give Benefits to Donor
    Supplemental income with fixed annual payments. Charitable Gift Annuity Enter into a contract with the LHS Foundation. The Foundation pays you fixed payments for life and distributes remainder to LHS and other charitable organizations. Charitable income tax deductions and fixed annuity payments for life (portion tax-free). Future gift to LHS.
    Supplemental income with fixed annual payments. Charitable Remainder Annuity Trust Create a charitable trust that pays you a fixed income. Charitable income tax deduction, fixed income for life, and future gift to LHS.
    Create hedge against inflation over the long term. Charitable Remainder Unitrust Create a trust that pays you a percentage of the trust’s assets, valued annually. Immediate income tax deduction, annual income for life that has the potential to increase.
    Reduce gift and estate taxes on assets passing on to heirs. Charitable Lead Trust Create a trust that pays a fixed or variable income to LHS for a set period of time, and then passes to heirs. Reduces size of taxable estate; keeps property in family, often with reduced gift taxes.

    1. Any real estate gift must be approved by the LHS Foundation Board of Directors

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    LHS Foundation is not engaged in rendering legal or tax advice. For advice and assistance in specific cases, the service of an attorney or other professional advisor should be obtained. The purpose of this information is to provide general gift, estate and financial planning information. State laws govern wills, trusts and charitable gifts made in a contractual agreement. Advice from legal counsel should be consulted when making these types of gifts.

    Click below to determine the return on, and tax benefits of, your planned giving donation.

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What Funds Can I Give To?

How Can I Designate A Specific Gift to Lutheran Home Society?

Through the LHS Foundation, your gifts can be designated to a specific ministry that you care about and want to support, or be used where the need is greatest. Generous donations from faithful individuals like you help bring Christ’s love and compassion to people receiving the care and services of Lutheran Homes Society.

Donations made to Lutheran Homes Society are directed 100% to the ministry you designate. You may designate your gift to more than one ministry. All overhead costs associated with fundraising are funded by the LHS Foundation. Therefore, no portion of the donation is used for administrative costs.

Without exception, Lutheran Homes Society Foundation accepts all gifts in accordance with the mission statement of “to share burdens that weigh upon the young and the old and to alleviate sorrow and misery in His name.”

Restricted Giving to LHS Ministries:

Patient Being Served

Donors may designate which ministry they are donating to. The ministries of LHS include the following:

    • LHS Family & Youth
    • LHS at Toledo
    • LHS Housing & Community Services
    • LHS at Napoleon
    • LHS at Wolf Creek
    • LHS at Sandusky

Restricted Giving to LHS Special Funds:

  • Donors may also give to one or more of the following Special Purpose or Endowment funds. It is the intent of these funds to finance special services or needs that LHS may have as the organization advances its mission for all individuals now and into the future.

    • Organizational and Service Development Funds

      • General Endowment Fund

        The general endowment was created in 1990 from undesignated bequests and gifts held in various financial investments. The funds are used to subsidize the annual operations of all ministries of Lutheran Homes Society, including the Foundation. The funds for this endowment are derived from all undesignated bequest gifts and bequests over $5,000, as an annually specified percentage established by the Board of Directors as part of the budgeting process.

      • Vision Investment Fund

        The LHS Board of Directors oversees the use of this fund. The intent of this fund is to provide initial staff funding for new programs and services.

      • Ministry Development Fund

        This fund supports strategic and operational needs of new projects and services, including:

        • Start-up funds
        • Special program or service needs such as staff training, leadership development
        • Other initially unbudgeted items
      • Mission Integration Fund

        Gifts to this fund support the areas of Foundation fundraising and development, marketing and public relations, and spiritual care and chaplaincy in the promotion of the LHS mission, vision and values. The fund helps to cover costs associated with the following:

        • Fundraising, marketing and stewardship materials
        • Gifts, awards and incentives for residents, volunteers, staff and others
        • Inter-agency fundraising collaborations such as the Four Agency Golf Outing
      • Carl Klein Jr. Site Development Fund

        This fund covers expenses associated with due diligence regarding proposed new projects, including:

        • Initial market studies to assess the viability of the intended project
        • Architectural, surveyor and legal fees associate with possible facility development
        • Development of infrastructure and site needs
        • Other expenses associated with the development of new facilities
      • Capital Improvement Fund

        Traditionally known as the Building Fund, this fund helps to underwrite costs associated with the following:

        • New building projects
        • Existing building repairs and renovations
        • New or replaced medical, therapeutic or physical plant equipment
      • Operating Reserve Fund

        Gifts to this fund help to underwrite ongoing programs and services to LHS residents not covered by state reimbursements or private fees.

      • Debt Retirement Fund

        This fund assists with LHS paying current outstanding debt obligations on existing facilities and capitalized assets, thereby reducing interest expenses, and subsequently making more funds available for use in direct support of new and existing ministry needs.

    • Resident Assistance Funds

      • Resident Scholarship
        Resident Assistance Fund

        This fund is designed to support low-income residents of LHS ministries, who have special financial needs. These needs include assistance with uninsured major medical expenses, food or other basic necessities, rent, utility bills, or assessments.

      • Resident Scholarship Fund

        This fund helps to support the continuing education needs of LHS residents who seek to continue learning by attending workshops, seminars, or other formal courses at local community colleges or universities. Residents who are interested in such funding should contact Anne Biel at (419) 861-4965 or ABiel@LHSOH.org.

    • Youth Assistance Funds

      • Youth Assistance Endowment
        Resident Scholarship

        This endowment was established through a challenge gift from two anonymous donors. The purpose of this fund is to help youth remain in LHS care when expenses and/or shortfalls of payments threaten their removal from LHS care.

        The fund balance as of December 31st of each calendar year is determined and 5% of that balance may be used annually to assist any resident of the LHS Family & Youth Services ministry.

      • Celia and Jim Findlay Endowment for Youth
        Resident Scholarship

        This tutoring fund was established through a gift from Celia and Jim Findlay. Gifts to this fund provide essential support to youth involved in the LHS Family & Youth Services ministry who have special learning needs. Assistance includes one-on-one tutoring as well as necessary special learning equipment and materials for their ongoing progress.

        The fund balance as of December 31st of each calendar year is determined and 5% of that balance may be used annually to assist any resident of the LHS Family & Youth Services ministry for the expenses outlined above. Undistributed funds will be maintained as part of the corpus.

      • R.A. & F.D. Stranahan Endowment for Youth

        In 1990, the Stranahan Foundation provided a $1,000,000 gift to Lutheran Homes Society. The endowment was originally gifted to the Lutheran Orphans’ & Old Folks Home Society of Toledo, OH, Inc., with the primary objective of funding capital needs of the Family and Youth division of that corporation (or its successor division or corporation).

        Stipulations are included in the endowment that 85% of the annual earnings of the corpus may be used for capital additions to Family and Youth facilities, with 15% of the earnings being retained for endowment growth.

        Should other LHS ministries have capital improvement needs and all capital improvement needs of the Family and Youth program have been met, funds may be utilized in other LHS ministries as solely determined by the Board of Directors.

      • Bunge Scholarship

        The purpose of this fund is to provide scholarships to Family and Youth resident youth who are high school seniors and desire to pursue higher education. This scholarship was named for Arnold F. Bunge Sr., who lived in the Lutheran Orphans’ Home from 1901-1919 and later became an attorney.

      • Youngbauer Family & Youth Operating Endowment

        This fund helps to underwrite the current operational expenses for the Family and Youth ministry. It also supports four annual scholarships to high school students preparing to work in social services careers (i.e., social work, education, ministry, medicine). Through agreement with the donor family, the annual awards are presented at four high schools located in the general Toledo area where the Family and Youth ministry has a presence: Cardinal Stritch, Clay, Lake and Anthony Wayne high schools. LHS Foundation representatives present these scholarships and an engraved memento to students during spring award assemblies at the schools.

        The fund was named for Lawrence and Adele Youngbauer. Lawrence was raised in the Lutheran Orphans’ Home as a child, and in appreciation for the care received he bequeathed funds to the LHS Foundation in 1992.

    • Staff Assistance Funds

      • Staff Benevolence Fund and Endowment

        This fund assists staff members of LHS ministries and its affiliates to deal with emergencies such as losses from sudden unexpected catastrophic events including fire, Staff Emergencyflood or other natural disaster, or the accidental or sudden death of an immediate loved one.

        An endowment was established by anonymous donors for additional funding of the Staff Benevolence Fund. Distributions from the endowment will be made to the Staff Benevolence Fund totaling 5% of the endowment fund’s fair-market value. Undistributed funds for the calendar year will be maintained as part of the corpus of the endowment fund.

      • Staff Scholarship Fund

        Scholarships awarded through this fund provide opportunities for LHS staff members to develop professional or technical skills associated with their employment with LHS.

Unrestricted Giving to LHS Ministries:

  • Annual Fund (Charitable Care – distributed to all ministries)

    The intention of the LHS Annual Fund is to meet the needs of all LHS ministries when budgets do not cover the cost of care and service needs. When budget dollars associated with the delivery of care and services have been depleted, the LHS Annual Fund is used in those situations. LHS does not deny treatment to a resident who does not have the resources to pay for such care and services. LHS covers the cost difference between reimbursed care and non-reimbursed care.

  • General Fund (Where Most Needed – as determined by LHS Board)

    The General Fund, also called Where Most Needed, is used for general operations not covered by restricted funds. Determination of the use of these funds is made by the LHS Board of Directors. General operations include ongoing programs and services within the organization.

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 Endowment Opportunities

Endowment Opportunities

Current Endowments

Giving to a Current Endowment

Current LHS Endowments have been established through the generous philanthropic support of donors who believe that funding must be present now and into the future for LHS programs and services. This legacy giving ensures the continuance of particular ministries, programs and services. A donor’s gift will grow in perpetuity, thus ensuring the continuation of mission and ministry. Earnings from the endowments provide necessary funding for current ministry needs. Current LHS Foundation endowments are either permanently restricted or unrestricted.

Should a donor wish to donate to a particular endowment, gifts can be made through cash or other gifting methods. Donors may fund a current endowment through a cash gift or planned gift.

Click here to view planned giving options

Planned Giving Guide

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Gifts You Can Make Now
Goal of Donor Type of Gift How to Give Benefits to Donor
Make an immediate gift Securities Transfer stock or mutual funds to LHS Foundation. Donor avoids capital gains taxes and receives an income tax deduction.
Avoid capital gains taxes on the sale of home or other real estate. Real Estate1 Donate property to LHS Foundation. Immediate income tax deduction and avoidance of capital gains tax.
Make a significant gift with little cost to you. Life Insurance Designate LHS as your beneficiary. Future gift to LHS.
Give your personal residence or farm, but continue to live there. Retained Life Estate1 Designate the ownership of personal property to LHS but retain occupancy. Charitable income tax deduction and lifetime use of your home.
Gifts You Can Defer
Goal of Donor Type of Gift How to Give Benefits to Donor
Defer a gift until after your lifetime. Bequest in Will A bequest can be a specific amount or asset, or a percentage of your estate. A residual bequest assigns the amount left in the estate after all other distributions have been made. Your estate receives a tax deduction. LHS receives your gift when the estate is settled.
Make a deferred gift, maintain access to assets, avoid probate. Living Trust Place assets into a trust; retain control during lifetime. LHS Foundation becomes trustee upon your death and makes distributions according to your wishes. Privacy, flexibility, control of trust for lifetime and possible estate tax savings.
Life Income Arrangements
Goal of Donor Type of Gift How to Give Benefits to Donor
Supplemental income with fixed annual payments. Charitable Gift Annuity Enter into a contract with the LHS Foundation. The Foundation pays you fixed payments for life and distributes remainder to LHS and other charitable organizations. Charitable income tax deductions and fixed annuity payments for life (portion tax-free). Future gift to LHS.
Supplemental income with fixed annual payments. Charitable Remainder Annuity Trust Create a charitable trust that pays you a fixed income. Charitable income tax deduction, fixed income for life, and future gift to LHS.
Create hedge against inflation over the long term. Charitable Remainder Unitrust Create a trust that pays you a percentage of the trust’s assets, valued annually. Immediate income tax deduction, annual income for life that has the potential to increase.
Reduce gift and estate taxes on assets passing on to heirs. Charitable Lead Trust Create a trust that pays a fixed or variable income to LHS for a set period of time, and then passes to heirs. Reduces size of taxable estate; keeps property in family, often with reduced gift taxes.

1. Any real estate gift must be approved by the LHS Foundation Board of Directors

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Restricted Endowments

  • Youth Assistance Endowment

    This endowment was established through a challenge gift from two anonymous donors. The purpose of this fund is to help youth remain in LHS care when expenses and/or shortfalls of payments threaten their removal from LHS care.

    The fund balance as of December 31st of each calendar year is determined and 5% of that balance may be used annually to assist any resident of the LHS Family & Youth Services ministry.

  • Celia and Jim Findlay Endowment for Youth

    Jim and Celia FindlayThis tutoring fund was established with a gift from Celia and Jim Findlay. Gifts to this fund provide essential support to youth involved in the LHS Family & Youth Services ministry who have special learning needs. Assistance includes one-on-one tutoring as well as necessary special learning equipment and materials for their ongoing progress.

    The fund balance as of December 31st of each calendar year is determined and 5% of that balance may be used annually to assist any resident of the LHS Family & Youth Services ministry for the expenses outlined above. Undistributed funds will be maintained as part of the corpus.

  • R.A. & F.D. Stranahan Endowment for Youth

    In 1990, the Stranahan Foundation provided a $1,000,000 gift to Lutheran Homes Society. The endowment was originally gifted to the Lutheran Orphans’ & Old Folks Home Society of Toledo, OH, Inc., with the primary objective of funding capital needs of the Family and Youth division of that corporation (or its successor division or corporation).

    Stipulations are included in the endowment that 85% of the annual earnings of the corpus may be used for capital additions to Family and Youth facilities, with 15% of the earnings being retained for endowment growth.

    Should other LHS ministries have capital improvement needs and all capital improvement needs of the Family and Youth program have been met, funds may be utilized in other LHS ministries as solely determined by the Board of Directors.

  • Bunge Scholarship

    The purpose of this fund is to provide scholarships to Family and Youth resident youth who are high school seniors and desire to pursue higher education. This scholarship was named for Arnold F. Bunge Sr., who lived in the Lutheran Orphans’ Home from 1901-1919 and later became an attorney.

  • Youngbauer Family & Youth Operating Endowment

    This fund helps to underwrite the current operational expenses for the Family and Youth ministry. It also supports four annual scholarships to high school students preparing to work in social services careers (i.e., social work, education, ministry, medicine). Through agreement with the donor family, the annual awards are presented at four high schools located in the general Toledo area where the Family and Youth ministry has a presence: Cardinal Stritch, Clay, Lake and Anthony Wayne high schools. LHS Foundation representatives present these scholarships and an engraved memento to students during spring award assemblies at the schools.

    The fund was named for Lawrence and Adele Youngbauer. Lawrence was raised in the Lutheran Orphans’ Home as a child, and in appreciation for the care received he bequeathed funds to the LHS Foundation in 1992.

  • Staff Benevolence Fund and Endowment

    This endowment was established by anonymous donors to fund the Staff Benevolence Fund. Distributions from this endowment are be made to the LHS Staff Benevolence Fund. Distributions totaling 5% of the endowment fund’s fair-market value are made at the end of the calendar year. EmergencyUndistributed funds for the calendar year will be maintained as part of the corpus of the endowment fund. The fund assists staff of LHS ministries and its affiliates to deal with emergencies such as losses from sudden unexpected catastrophic events including fire, flood or other natural disaster, or the accidental or sudden death of an immediate loved one.

Unrestricted Endowments

  • General Endowment Fund

    The general endowment was created in 1990 from undesignated bequests and gifts held in various financial investments. In 1991, LHS Foundation was incorporated for the purpose of providing:

    Financial support for the charitable activities of Lutheran Homes Society and its affiliates and to solicit, receive and invest gifts of money and property of every kind and nature and to administer and disburse the same and increments thereon for such exclusively charitable uses and purposes as its trustees from time to time shall select.

    The funds are used to subsidize the annual operations of all ministries of Lutheran Homes Society, including the Foundation. General endowment funds are derived from both donor-designated gifts and through LHS Board designation of any undesignated bequest gifts over $5,000.

Establishing a New Endowment

Donors may either fund an existing endowment or create a new named endowment fund to underwrite a program or service of interest to the donor. A donor may create a new named endowment with a gift of $25,000 or more. This amount can be given as one outright gift or payable as a pledge over a period of 3-5 years. All installment gifts are invested until the endowment has been fully underwritten at the minimum level. At that time, the fund will begin annual distribution, as determined by the donor(s), after one full year of investment.

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Congregational Endowments

Congregation

Endowment funds and planned giving programs are means for a congregation to make commitments and plans for its future. Endowment funds are funds given to a congregation through bequests and other planned gifts to help ensure the congregation can continue its mission and ministry now and into the future.

A congregational oversight committee should be established to provide provisions for accepting and disbursing gifts, as well as defining polices for earnings disbursement.

Why Have a Congregational Endowment Fund?

A congregation cannot fulfill its mission and vision without adequate short- and long-term financial resources. Many congregations depend on annual pledge drives to fund the immediate program needs. Congregations should consider how important programs and services will be funded in the future without annual budgeted dollars.

How is the Endowment Fund Established?

Endowments are established with a donation of an initial amount called the corpus or principal. The initial amount will need to be defined by the congregation or the endowment’s oversight committee. The corpus of the endowment is retained over the lifetime of the endowment. Once the endowment is established, individuals may donate additional funds, thus increasing the corpus of the endowment. As more and more gifts are provided, the endowment fund grows and income from the endowment is used for current programs and services.

How Can the Endowment Funds be Used?

The purpose of an endowment fund is to ensure that funds are available in perpetuity for future needs. As a result, the corpus or principal of an endowment fund is not to be used. These guidelines should be established by the congregational oversight committee. However, the income generated by the endowment can be used for purposes agreed upon by the congregation. Disbursement schedules for the earnings should be defined by the oversight committee or the congregation.

What are the Advantages to Establishing an Endowment Fund through the LHS Foundation?

Congregational endowment funds can be pooled with the LHS Foundation endowment holdings. The advantages for the congregation are as follows:

  • Professional investment management
  • Low management fees as a result of a larger pool of financial resources
  • Little administration needed, thus allowing the congregation to focus on mission and ministry of the congregation and communication of endowment needs
  • On-line easily accessible reports of endowment resources, earnings and other account information available either monthly or quarterly, per the congregation’s wishes.

What is Required to Start an Endowment Fund Through LHS?

To pool a congregation’s endowment resources with the LHS Foundation Endowment Fund, the following should be followed:

LHS is committed to supporting member congregations in strengthening and supporting its current and future ministry plans.

If you have questions or need assistance in establishing an endowment fund, please contact, Kathleen Lemmerbrock, LHS Foundation Executive Director, at 419-861-4965 or KLemmerbrock@LHSOH.org.

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 Contact Foundation

LHS Foundation

2021 N. McCord Road
Toledo, Ohio 43615
419-861-4965
419-861-4949

Staffing and Organization

Staffing

Foundation staff is aware of the tremendous trust that has been afforded each one of us to work on behalf of donors and the organization. In all we do, we will be transparent in our dealings with all individuals so that information sharing and resource development with accountability is foremost.

Rev. Dr. Jim Dumke

The Rev. Dr. Jim Dumke,
Vice President for Mission Integration

JDumke@LHSOH.org

Kathleen Lemmerbrock

Kathleen Lemmerbrock,
Executive Director LHS Foundation

KLemmerbrock@LHSOH.org

Anne Biel

Anne Biel,
Administrative Assistant,
LHS Foundation and Development

ABiel@LHSOH.org

The Rev. Gerald Bauer, Associate Director for Mission Integration (Huron, Erie, and Ottawa Counties)

The Rev. Dr. Peter Martyn volunteers as Associate Director for Donor Relations (serves the important function of thanking our donors for their gifts).

Organization

Over the years, Lutheran Homes Society has had the support of member congregations in northwest Ohio and southeast Michigan. In 1994, LHS corporate and board leadership recognized the cost of providing care was surpassing the generosity of donors. As a result, the LHS Foundation was established for the purpose of providing continued income to LHS ministries for current and future needs.

The Foundation exists to serve these purposes:

  1. To receive all donations to Lutheran Homes Society and its affiliated ministries
  2. To honor the wishes of all donors
  3. To have in place a process whereby designations to certain ministries are honored and disbursed to those ministries
  4. To solicit additional donor funds both short- and long-term
  5. To ensure when new ministry projects are needed, funding for such projects is in place

The Foundation serves under the direction of a ten-member Board of Directors whose responsibilities include:

Foundation Board
  • the setting and reviewing of the Foundation mission
  • establishing vision
  • approval of the strategic plan
  • approving annual budget
  • reviewing and confirming annual objectives of the Executive Director
  • setting investment policy and oversight of the Foundation investments
The Trust Company of Toledo - Putting Trust First

The endowment funds of the Foundation are held and managed by The Trust Company of Toledo. A subcommittee of the Foundation Board serves as the Investment Committee, which oversees all investments of the LHS Foundation and makes recommendations to the Foundation Board as needed.

The department also utilizes the skills of volunteers in the capacity of committee membership on the Ministry Advancement Committee. Committee members serve as liaisons to the Foundation and their ministry board, sharing information that is both relevant to Foundation planning and effectiveness, as well as to their particular ministry board.

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Opportunities for Speakers

LHS Foundation Presentations

Foundation staff is available for presentations about Lutheran Homes Society to our member and Covenant Partner congregations, as well as congregations interested in becoming a member or Covenant Partner congregation. Staff can, upon request, address specific topics, including presentations on the following:

  • The History and Overview of LHS
  • Charitable Gift Planning
  • LHS Charitable Remainder Gift Annuity Program
  • Donor Development
  • How to Establish and Manage a Congregational Endowment
  • Management of Donations
  • How to Engage Boards and Committees in Fundraising
  • How to Write a Congregational Appeal

Staff is also available to address these topics or others during congregational Temple Talks, presentations to auxiliaries, Circles, church councils, finance committees, and other congregational groups. In addition, staff will present these topics and others to other local organizations, including service organizations and senior centers.

We ask that you complete the LHS Foundation Presentation Request to initiate a presentation to your congregation.

Presentation Request Form

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 Donor FAQs Content

Donor Frequently Asked Questions

Planned Giving Guide

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Gifts You Can Make Now
Goal of Donor Type of Gift How to Give Benefits to Donor
Make an immediate gift Securities Transfer stock or mutual funds to LHS Foundation. Donor avoids capital gains taxes and receives an income tax deduction.
Avoid capital gains taxes on the sale of home or other real estate. Real Estate1 Donate property to LHS Foundation. Immediate income tax deduction and avoidance of capital gains tax.
Make a significant gift with little cost to you. Life Insurance Designate LHS as your beneficiary. Future gift to LHS.
Give your personal residence or farm, but continue to live there. Retained Life Estate1 Designate the ownership of personal property to LHS but retain occupancy. Charitable income tax deduction and lifetime use of your home.
Gifts You Can Defer
Goal of Donor Type of Gift How to Give Benefits to Donor
Defer a gift until after your lifetime. Bequest in Will A bequest can be a specific amount or asset, or a percentage of your estate. A residual bequest assigns the amount left in the estate after all other distributions have been made. Your estate receives a tax deduction. LHS receives your gift when the estate is settled.
Make a deferred gift, maintain access to assets, avoid probate. Living Trust Place assets into a trust; retain control during lifetime. LHS Foundation becomes trustee upon your death and makes distributions according to your wishes. Privacy, flexibility, control of trust for lifetime and possible estate tax savings.
Life Income Arrangements
Goal of Donor Type of Gift How to Give Benefits to Donor
Supplemental income with fixed annual payments. Charitable Gift Annuity Enter into a contract with the LHS Foundation. The Foundation pays you fixed payments for life and distributes remainder to LHS and other charitable organizations. Charitable income tax deductions and fixed annuity payments for life (portion tax-free). Future gift to LHS.
Supplemental income with fixed annual payments. Charitable Remainder Annuity Trust Create a charitable trust that pays you a fixed income. Charitable income tax deduction, fixed income for life, and future gift to LHS.
Create hedge against inflation over the long term. Charitable Remainder Unitrust Create a trust that pays you a percentage of the trust’s assets, valued annually. Immediate income tax deduction, annual income for life that has the potential to increase.
Reduce gift and estate taxes on assets passing on to heirs. Charitable Lead Trust Create a trust that pays a fixed or variable income to LHS for a set period of time, and then passes to heirs. Reduces size of taxable estate; keeps property in family, often with reduced gift taxes.

1. Any real estate gift must be approved by the LHS Foundation Board of Directors

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What is a Foundation?
Through the LHS Foundation, all donations to Lutheran Homes Society and its affiliated ministries are received. This structure allows the LHS ministries to concentrate on the delivery of outstanding services to our care recipients. The Foundation structure allows for all fundraising and development costs to be paid for through the Foundation, thus resulting in greater fundraising efficiency. The Foundation also ensures that all donor designations to certain ministries are honored and disbursed to those ministries. The Foundation assures the confidentiality of all donor information. In addition, the Foundation is responsible for soliciting additional donor funds, both short- and long-term.
How can I make a donation?
All checks or money orders should be made payable to the LHS Foundation. The donation will then be directed to the ministry you designate. You may either send the donation to the LHS Foundation, 2021 N. McCord Rd., Toledo, OH 43615-3030 or click on DONATE NOW to give electronically. If you need donation envelopes or have any questions regarding donations, please contact Anne Biel, LHS Foundation and Development Administrative Assistant at 419-861-4965 or ABiel@LHSOH.org. Donate Now!
Where does my donation go?
All donations, regardless of amount, are directed to the ministry that you have designated. Donations are carefully processed and procedures are in place to ensure that all donor wishes are honored.
Is my gift tax-deductible?
Lutheran Homes Society is a 501(c)(3) charitable, nonprofit organization. All gifts to LHS are tax-deductible to the fullest extent of the law. Circumstances vary with each individual’s financial situation. You should consult with your tax advisor in regard to the deductibility of your gift.
Can I designate my gift to a particular ministry or ministries?
You can designate your gift to one or more of the LHS ministries or LHS special funds. All you need to do is mark on your donation envelope, or indicate when making an online donation, where the gift should be directed. A full 100% of all donations are directed to the ministry or funds designated.
How is my gift used if I don’t designate to a particular ministry?
All gifts received by the LHS Foundation that are not designated to a particular ministry are placed in the LHS General Fund, also called the Where Most Needed Fund. Allocations from this fund are determined by the LHS Board of Directors as the need arises.
Why are planned gifts and endowments so important to LHS?
Endowments provide long-term financial resources necessary for the ministries of LHS. Planned gifts are the most common means of building an endowment.
When should I give a planned gift in addition to my donations?
A planned gift makes sense whenever you want to support the work of LHS beyond your lifetime. Just as regular donations enable the delivery of programs and services now, planned gifts enable the delivery of existing and new services in the future.
How can I make a planned gift?
Simple options include a beneficiary designation through an IRA or life insurance policy, a charitable bequest in your will, or a similar provision in a living trust. Gifts can include a specific dollar amount or a percentage of your estate. Other planned giving options are available.
If our congregation has an endowment fund with the LHS Foundation, can we access our funds at any time?
Yes. The congregational funds are placed in the LHS Endowment portfolio to allow congregations to have the benefits of lower management fees and the professional management services of The Trust Company of Toledo, a full service financial management firm. Congregational funds are managed by maintaining a separate endowment account. These are congregational funds held by the Foundation; the money in the account is that of the congregation and can be requested at any time.
How can our congregation set up an endowment fund with the LHS Foundation?
Recognizing that resources are necessary for current and future ministry, the congregation must agree on the need for an endowment and agree on what the congregational goals are with establishing an endowment. Will the distributed funds be used for outreach programs, youth programs, education, music or mission programs? Or, will they be used for other congregational needs?
When the congregation agrees on why an endowment should be established, if you contact the LHS Foundation at 419-861-4965, we will be happy to help you with the organization and polices needed for management of the endowment.
Click here to learn more about congregational endowments.
Does LHS Foundation share donor information with other organizations?
No. Foundation staff is aware of the tremendous trust that has been afforded to us when working on your behalf to fund the ministries of Lutheran Homes Society. The LHS Foundation staff promise each donor that you will be treated with integrity, honesty, truthfulness and adherence to our obligation to safeguard your trust. We maintain the confidentiality of all donor information, including contact information, donor designations and the history of donations. Foundation staff must agree to honor the Lutheran Homes Society Code of Ethics, as well as the AFP Code of Ethical Principles and Standards, when working on your behalf.
What else can I do to help Lutheran Homes Society?
In addition to donating financially, there are many ways for individuals to help Lutheran Homes Society. There are many volunteer opportunities at our ministry sites.
In-kind gifts of items for use by residents are always welcome (craft items, books and DVDs, toiletries, games, seasonal decorations, and the like). Please contact the LHS facility you would like to donate the items to and confirm the items are currently needed. When items are delivered to the facility, you will be able to complete a form declaring the value of the items donated for your tax records. You will receive the official tax receipt letter following your donation.
You may also contact Anne Biel at 419-861-4964 or ABiel@LHSOH.org for opportunities to help with Foundation mailings. If you wish to assist with mailings of The Friend newsletter, contact Bev Apel at 419-861-4954 or BApel@LHSOH.org.
In addition, the identification of potential donors who might be interested in giving to the ministries of LHS is always appreciated. You may contact Kathleen Lemmerbrock, Executive Director of the LHS Foundation, at 419-861-4964 or KLemmerbrock@LHSOH.org.

Additional Information

If you have a question that has not been addressed, please contact Anne Biel at 419-861-4965 or ABiel@LHSOH.org.